The Advance Payments Program is a federal loan guarantee program which provides agricultural producers with access to low-cost cash advances that can help cover operating expenses and provide for potentially favorable marketing opportunities . 

The program is offered under the Agricultural Marketing Programs Act, managed by  Agriculture & Agri-Food Canada and administered by PEIFA. Program costs and rates are favorable for participating producers, and support is provided throughout the process.

In 2023, the federal budget announced a change to the program, increasing the interest free portion of the advance from $250,000 to $350,000. We anticipate this will change again and revert back to $100,000 in 2024.

Apply today by speaking to a PEIFA APP Program Officer at 902-368-7289


Most agricultural products are eligible for an APP advance, however, supply managed livestock and breeding animals that are not intended for market during the production period are not eligible under the program. For more details on eligibility, policies and contractual obligations, visit Agriculture and Agri-Food Canada’s website or speak to an APP Program Officer.

Fee Rates

Approved producers under this program shall pay an administration fee dependent on the level of funding they are eligible for and/or choose to receive. Federation members receive a discounted fee with proof of membership.

Loan Fee
PEIFA member/non-member
Up to $50,000 $550/$700
$50,001 – $250,000 $850/$995
$250,001 – $400,000 $1,250/$1,500
$400,001 – $1,000,000 $1,750/$2250

For more information please contact either Andrew Wood or Paul King at 902-368-7289.